Plain-English guides to the NHS pension, tax, investing, property and the business side of medicine and dentistry. No sales pitch, no product placement — just the facts explained simply. New here? Start with what this site is about.
Understand the scheme you're actually in, what McCloud changed, and how the annual allowance catches high earners.
Building wealth outside the NHS pension — where to start and which platform actually suits doctors.
ISAs, SIPPs, general investment accounts — the investing ladder explained from first principles.
Fees, fund ranges and usability compared across the platforms doctors and dentists actually use.
Buy-to-let, SPVs, and the Form 17 strategy — what works and what quietly costs you 80% tax.
Keep more of what you earn, legally — and stay the right side of HMRC.
Income tax bands, the personal allowance taper, and National Insurance at a glance.
EIS, VCTs and gilts explained simply — including the VCT relief change from April 2026.
What MTD for Income Tax actually requires, and who it affects first.
Software, bank feeds, and the DIY-vs-accountant decision — a practical walkthrough.
What you can legitimately claim as a locum, salaried, or self-employed GP, hospital doctor, or dentist.
Home-office claims and allowable costs for clinicians doing admin, on-calls or portfolio work at home.
The structural decisions that shape your tax bill and your risk — whether you run a practice, work as a locum, or have private income alongside an NHS role.